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HousingWire · Capital

The promise and risk of AI in mortgage lending and secondary markets

Via HousingWire · September 30, 2026
Compiled by Real Estate Trail Editorial · September 30, 2026

Why this matters

Capital markets activity continues to be defined by the rotation from bank balance sheets to non-bank lenders. Private credit funds have raised record dry powder; banks have tightened CRE underwriting standards for the sixth consecutive quarter. The result is a market where well-sponsored deals clear, and marginal credit pays a meaningful spread to do so. For LPs, the allocation conversation has shifted decisively toward real estate debt, with equity allocations being deployed more selectively into operator-led platforms.

Editorial analysis · Real Estate Trail Editorial

On the RET wire

  • Disclosed capital deal value tracked in September 2026: $22B across 46 reported transactions.

Computed from Real Estate Trail’s own tracked coverage

Excerpt from HousingWire:
SitusAMC’s Julia Curran explains why mortgage AI requires rigorous testing, subject-matter expertise and human oversight to deliver efficiency without introducing new risk
Read the full article at HousingWire →

External link. Real Estate Trail does not republish source content.

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