10Y UST4.79%+0.84%30Y MTG6.66%+0.15%SOFR3.66%-0.54%VNQ$95.78-0.54%XLRE$43.73-0.70%FED FUNDS3.63%
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HousingWire · Capital

Gen Z is buying homes. Is the mortgage industry ready?

Via HousingWire · September 3, 2026
Compiled by Real Estate Trail Editorial · September 3, 2026

Why this matters

Capital markets activity continues to be defined by the rotation from bank balance sheets to non-bank lenders. Private credit funds have raised record dry powder; banks have tightened CRE underwriting standards for the sixth consecutive quarter. The result is a market where well-sponsored deals clear, and marginal credit pays a meaningful spread to do so. For LPs, the allocation conversation has shifted decisively toward real estate debt, with equity allocations being deployed more selectively into operator-led platforms.

Editorial analysis · Real Estate Trail Editorial

On the RET wire

  • Disclosed capital deal value tracked in September 2026: $2.4B across 6 reported transactions.

Computed from Real Estate Trail’s own tracked coverage

Excerpt from HousingWire:
What Gen Z borrowers are telling us about the future of mortgage
Read the full article at HousingWire

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